OUR HISTORY

Unchained Financial and Bookkeeping was born from personal experience and a clear need among small businesses. Our work began after navigating firsthand the stress, confusion, and overwhelm that often come with managing finances. We saw how many individuals and business owners lacked clear systems and dependable support—and knew something had to change.

UNCHAINED FINANCIAL. UNSTOPPABLE DIRECTION. UNCHAINED FINANCIAL. UNSTOPPABLE DIRECTION. UNCHAINED FINANCIAL. UNSTOPPABLE DIRECTION.

Mariangelys Lopez

  • I went on maternity leave with our 2nd child and transitioned into a single household income with no savings.

  • 2022

    We confronted our financial reality for the first time by totaling our debt—$144,000, excluding our mortgage. That same year, we were introduced to zero-based budgeting.

  • 2023

    We committed to a zero-based budget and the cash envelope method, which enabled us to pay down debt with focus and intention.

  • 2024

    Maxed out a Roth IRA for the first time and continued to prioritize and expand our financial education.

  • 2025

    In April, we paid off our final consumer debt. In October, we leveraged our increased home equity to purchase our forever home on 10+ acres of land.

  • 2026

    We are completely consumer debt-free with a fully funded emergency fund. Now we are focused on maximizing retirement accounts and investing in future business opportunities!


BREAK THE CHAINS OF FINANCIAL CHAOS

Alyssa Rodriguez

  • Laid off my job, living paycheck to paycheck with 1 income, while being 2 months behind on mortgage.

  • 2022

    We we’re living with bad credit and a ton of debt but started saving and working on improving our credit score.

  • 2023

    Purchased our first rental property with a 650 credit score.

  • 2024

    Turned our 1st home into a rental and moved in with relatives. We continued working on credit, paying off debt and saving for our forever home.

  • 2025

    We purchased our forever home using equity from our first home – now have a solid credit report.

  • 2026

    Finally have a solid real estate portfolio and achieved Financial Freedom!